Automate your life

In this day in age if you aren't automating your bill paying you are missing out.. Checks are dead and cash is on it's way out.

Reason you should automate:

1. Predictable day your money will withdraw
2. Provides protection through your credit card company
3. You wont miss paying your bills
4. Gives you an extra 25 days to actually pay the bill. Like a 0% month loan.

If you can't use credit cards use your checking account

You should also be direct depositing into a saving account and brokerage account.

• Keep only enough money in you checking to cover your monthly bills and a buffer for the unexpected
• This provides your money a layer of protection.  The only account that should have access to your saving account is your checking.  Always make that the transfer point
• This will help protect against identity theft. 
• The rest should go into a money market or online savings account (higher interest rates then traditional banks). Emergency fund or short term savings.
• Put a small portion of you income say each paycheck into a brokerage account. This should be a small amount you don't really notice like $10-$300. Don't do more unless you have maxed your IRA and 401k contributions.  
• This should but used for investing

The more you can off load the better to free up your mind.