Goals for now and Goals for the future

I've never been good with goals especially long term goals.   It is important to know what your goals are for your finances, for your job, for your family, for yourself.

I have never been good at really knowing what I want, but I follow my subconscious to make changes.  What I do know is that I don't want to be forced to work until I'm 65.  I want to have my own time and my own projects.  I want my kids to be able to go to college without going into debt.

To help break down long term goals lets start by making small ones.  How can I reach FIRE early.

1. Pay off Car Loan
2. Pay off House Loan
3. Max out both 401Ks
4. Max out HSA
5. Contribute to 529s
6. find out where every dollar is going
7. removed unexpected automated expenses
8. Plan out family trips instead of just going on sort notice
9. Setup a budget that can be met
10. start a side hustle 

What about the Job

1. Build talent stack
2. re-evaluate job every year
3. decide if I have a end job role. I've been taking opportunities that come my way without a goal on where I want to go. 

For my family

1. Save for college
2. term-life insurance
3. a will
4. have life experiences that the everyone will remember
5. increase knowledge through study and exploring 

For myself

1. Stay healthy
2. I don't know....Need to still figure this out, but that is ok.

We need to remember goals are good, but not required.  You can follow your path without really knowing every step or that you are really on the path.  Focus on what you know and what makes you happy.  The most important thing is to take that first step and then another.  Once you are going you may then figure out where you want to go.   

 

Taking December off to clean up and have some family time.  Enjoy.