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Friday, August 21, 2020

MINT and whats next - part 2

 Well it has been a week look at other tools beside MINT.  So far it's been tough and a lot of long days.

I first tried Personal Capital and I love it at first. I have been using it for a year to just track investments nothing else.  So I syn'd up all my account and went well. Love that it pull a few month and maybe in time the whole year.   Now the bad.   The budgeting part of this software is on the weak side.  Granted the main focus is tracking investments and keeping track of your financially allocation. So this was expect, but for what I want it for I was a no go.   Partial-fail - I will keep it as I was using it.  It was nice to have a place were all the other daily transactions were not clouding the investment picture. 

Second You Need a Budget (YNAB).  I jumped in and after watching a short video (which are amazing by the way) I basically matched my budget from MINT into YNAB. (Category based). Then imported all my account all worked except I havn't figured out how to make the accounts with CAPTCHA work better and the ones that require a PIN code from phone/email.  I really wanted to love this app. It has such a following and passion for the tool and budgeting.  I'm having trouble wrapping my head around it.  I'm used to seeing money come in and make sure I have enough cash in the checking to cover when the bills come in and if not I transfer from a savings account. 

 - Just discovered how I can put future reoccurring items in.  This helps a lot organizing. 

 

So far I don't know if I can give up MINT, but I'm going to keep going with YNAB to see what the roll over is like and going to sit down with my significant other to go over it.  

 

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