Cutting the financial fat

Cell phone service shopping

Life is ever changing.  Sometimes events cause you to take a step back and reevaluate what you value. 

I recently jotted down a list of subscription and monthly payments we had.  They ranged from membership to a running club to cellphone.  We made sure to keep things we valued like the zoo and local museum even though we know were are not going to be using them as much this year. They not only provide us joy, but provides support to good causes.

 

Here is a list of things I either total cut out or reduced 

 

 

 

Cut 

• RoadRunner membership
• Football club membership
  
• Shampoo delivery
  
•  SkyZone - kids
  
•  Gymnastics x2 - kids
  
•  Yoga - Wife
  
•  hair cuts - now self cut
• Car wash subscription - usually only kept in winter
• Bullymake - dog treat subscription
• Consumer Reports
• Disney movie club
  

 Reduced

• AT&T Cell phone 98 pm (per month)  to 62 (total wireless)
• Mortgage Insurance - Changed companies
• Mortgage - Refi
• Internet - called company
• Amazon Subscribe and save - re-looked at what we have overstocked and cancelled
  
• Milk delivery - every 3 weeks instead of weekly

 

This are things I haven't closed, but I am considering

• 24hr gym - have a grandfathers prices, but haven't used it since COVID - maybe cut in half and leave the discount, but remove the bonus gym stuff
  
• Amazon FreeTime - tables we use for the kids are getting old kinda suck
• True Green (lawn care fertilizer) 
• Amazon Prime - probably keep, but no to look if it is still worth it
• Sirius Radio - The SUV doesn't have AM radio, but our phones can pretty much cover this
• Harry's shave club - probably keep due to being cheaper then buying at store

 

 

Our family has a lot of subscriptions now that I've gone through them. Mostly provide either convenience to our daily life or provide value.  Some we have had to long and needed to go.  This took a lot more time then I would of expected. I've wrote these all down with the cost in a google sheets doc.  This way when I update our quarterly net worth figures I can update these and make sure we still value them.