It's been awhile. Life got a little crazy as of late. I'm sure may of us can say the same thing. I quick break down. Wife took a new job, wife got a root canal, one kid got a cavity, dentist bill woos, and signing up for new windows. As a start.
The main thing I've been focusing on for the past few months it when I wife wanted to change jobs. She has been with the same company since graduating college and decided now was a good time to try something new. She got a few offers all with good salary increase and various benefits and job opportunities.
Some of the things that happen when you leave a company if they company decides when you benefits/insurance ends. For she it was the the Monday following her last day. Unfortunately for our family all of our insurance was through her benefits. This is were the trouble began. First off she had a week between jobs. So we had to decide do we go a week without insurance or what do we do? So I decided to issue a life event with my company so at the least add the family to my dental insurance. With the intent of adding FSA/HSA/medical to her new company. Here is where my trouble began. My company gives me 30 days to make my selection. So I add FSA/HSA/medical for the family for a week and I took them off. All within my 30 days. Once the period ended the conformation of benefits had just my family on dental which is what we wanted and FSA/HSA/medial with my wife company.
This did not work out. For some reason my benefits days I'm only enrolled in dental, but medial/FSA/HSA were being taken out of each paycheck. Now this has been going for a month and half. Not only is this adding up to be a significant amount; it is also doubling up on FSA and HSA amount which is going to make tax season difficult.
So far I've contacted HR/Benefits 3 times and it's still not fixes and it seems every time I call it gets worst. My mistake it trying to tell them what happened instead of what they need to fix. I think it confuses them and they only focus on one piece or they start blaming me.
If only I could walk up to an office and talk to someone to fix this. Oh well. This goes to show to be very careful in picking your insurance and avoid working with HR/benefits.
Next time I will talk about dentist bills and how to deal with collections.
